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Our Stocks to Watch today include eBenefits Direct (OTC: EBFD), Vsurance Inc. (OTCBB: VSUR), Columbus Geographic (OTC: CGSE), China Holdings (OTCBB: CHHL), Odyne Corporation (OTCBB: ODYC).

EBENEFITSDIRECT (OTC: EBFD)

Detailed Quote: http://www.otcpicks.com/quotes/EBFD.php

Company Profile: http://www.otcpicks.com/ebenefits-direct/ebenefits-direct.htm eBenefits Direct, Inc.

By utilization of its many call centers across the country it enables an individual to efficiently purchase health and life insurance as well as medical and discount service programs. The company has revolutionized the way health and life insurance has historically been sold. eBenefits Direct, Inc.'s approach is through many mass distribution areas such call centers, the internet and massive lead generation programs.

EBDF News:

October 29 - eBenefits Direct, Inc. Acquires Benefits Processing Corp.

Healthcare Payment Transaction System Partnering With Comprehensive Insurance Provider eBenefits Direct, Inc.

Benefits Processing Corp, a global payment transaction system that targets healthcare markets, has been acquired by eBenefits Direct (OTC: EBFD), a comprehensive insurance company, for an undisclosed amount.

Benefits Processing Corp (BPC) is a global payment transaction system that primarily targets the fast-growing Healthcare membership/benefits markets. BPC provides virtual payment systems similar to PayPal and, where appropriate, couples this with a physical debit card, which is powered by the Visa Network that enables card usage wherever Visa is accepted. BPC enables fast and secure processing of multi-currency payments across international borders to a global consumer base. BPC flexibility allows cardholders to manage all of their payment needs anytime, anywhere, in any currency; Global payments are sent and received on-line instantly.

BPC connects individuals, healthcare program, merchants and financial institutions and allows buyers and sellers to conduct commerce with ease and confidence in both the physical and virtual worlds. BPC's agreement with ChargeKard's Visa Electron affiliation enables it to offer debit cards to consumers that may not have proven banking relationships required for traditional credit or debit cards. This allows BPC to address the rapidly growing International consumer and merchant markets that seek a simple, trusted means for transacting payments in any global territory either over the Internet, physically with a debit card, wherever VISA is accepted, or through the global ATM networks.

"BPC is an alternative to PayPal and standard credit cards as a form of consumer payment," said the eBenefits president, Randy Schleger. "Commonly accepted at grocery stores, gas stations, discount stores and drug stores, BPC's Visa Network leads in brand recognition and usage in healthcare outlets. Consumers want payment choices, and with their secured debit card and their PIN, they can use their BPC card for anything from a pharmacy purchase to a co-payment at the doctor's office, or they can purchase merchandise and services online as well."

See www.ebenefitsprocessing.com for more information.

VSURANCE INC (OTCBB: VSUR)

Detailed Quote: http://www.otcpicks.com/quotes/VSUR.php

Company Profile: http://www.otcpicks.com/vsurance/vsurance.htm

Vsurance is a leading provider of pet health insurance and other pet health-related services in the United States. Programs include its Get HIP Pet Health Insurance for Pets program, the most comprehensive full-coverage pet health insurance plan in the industry. Vsurance provides pet and horse resource centers through the Internet including VetpetMD, Spot the Pet, and Purrfect Pet Club. Programs include life, liability, and health insurance for pets, horses, and other companion animals.

VSUR News:

October 29 - Vsurance, Inc. Becomes First In Industry to Provide Life Insurance Coverage for AKC, Service Orientated, and High Value Dogs and Cats

With up to $10,000 in Benefits, Pet Owners of Rare and Expensive Breeds Can Finally Exhale

Vsurance, Inc.

Vsurance is currently the only pet health insurance company in the U.S. to offer health, life, and liability coverage.

Pet owners as well as government and private organizations invest tremendous amounts of money in high-value service and show dogs. Millions of dollars are spent each year on these high-end animals despite the cost of caring for these world-class and prized animals. However, pet owners have not been able to protect themselves in the unfortunate event of their pet's death. Not until now has a company recognized this unparalleled commitment and companion animal bond and the necessary insurance needs required.

"We are very excited to be the first in the industry to offer these pet life insurance to these high-end and service orientated breeds," stated Russell Smith, CEO of Vsurance. Inc. "With benefits of up to $10,000, our innovative new pet insurance policy is yet another example of Vsurance's absolute commitment to provide the very best pet insurance products for pet owners, organizations, and their beloved animals. With over $18 billion spent per year on veterinary costs in the US, more and more Americans and organizations are looking to pet health insurance. We believe that we have the products and the market position to become the leader in this space. We are constantly looking to introduce additional pet health insurance products and policies which could substantially increase revenues beyond our initial internal projections.

Up 11.11% in morning trading"

Detailed Quote: http://www.otcpicks.com/quotes/CGSE.php

Columbus Geographic Systems Ltd. is a rising player in the field of geographic information systems (GIS) and navigation applications. The company brings advanced software capabilities to a wide range of users and devices, previously only accessible to trained professionals on dedicated devices. Its main products include:

Highly-effective off-road, outdoor GPS navigation tools, working on a full range of devices including Car PC, PDA, and Personal Navigation Devices (PND), with options for 3D imaging.

Innovative, affordable GIS tools easily used in a range of applications, including businesses, agriculture, surveys, and government agencies.

Aerial GIS applications for military and civilian aircraft operating in complex or threatening environments.

For more information, visit www.columbusgis.com.

CGSE News:

October 29 - US Federal Government Agency, USAID, Purchases Columbus GIS Tool

Columbus Geographic Systems (GIS) Ltd. ("Columbus") (OTC: CGSE) announced that the United States Agency for International Development (USAID) has purchased Columbus' SmartView to meet their needs for advanced geographic information system (GIS) capabilities.

USAID is the principal U.S. agency extending assistance to countries recovering from disaster, trying to escape poverty, and engaging in democratic reforms. USAID currently provides economic and humanitarian assistance in more than 100 countries. SmartView will give the agency critical capabilities for a range of advanced GIS analysis of agricultural land and more efficient management of tenders for land distribution projects.

SmartView is a powerful geographical data management software, designed for ease-of-use with maps in a wide range of formats and scales. The software enables users to quickly locate and map points of interest for further analysis, and easily integrates with database-layered maps and geographic elements. Columbus will supply the software as well as provide training to USAID personal to ensure successful implementation.

Columbus CEO Tsvika Freidman commented, "We are very excited that such an important federal government agency as USAID has purchased our product. We know that USAID did extensive research on available products on the market, and finally selected SmartView because it offers an optimal GIS solution. We hope to sell USAID additional solutions for managing coffee and vegetable growing". Mr. Freidman further stated, "Following the successful implementation of our geographical data management tool in USAID, we look forward to expanding our sales to other federal agencies."

CHINA HOLDINGS, INC.

RMB50 million (approximately US$6.67 million) will be valued at US$0.05 per share, and RMB150 million (approximately US$20 million) at the average closing price for the common shares of China Holdings, Inc. five days before the closing five days after the closing day; 2) The balance of RMB100 million (approximately US$13.33 million) will be paid in cash at the closing. The company also has agreed to pay Tong Ren Kai Yu Minerals Co. Ltd./Shareholders an additional seven million common shares of China Holdings, Inc.

Up 27.66% in morning trading"

Detailed Quote: http://www.otcpicks.com/quotes/ODYC.php

Odyne Corporation, a clean technology company, designs, develops, manufactures, and installs plug-in hybrid electric vehicle (PHEV) propulsion systems for medium and heavy duty trucks and buses in the United States. The company, by integrating its proprietary electric power conversion, electric power control, and energy storage systems with a range of off-the-shelf components that include electric motors and storage batteries, offers PHEV components and a series of PHEV propulsion system configuration products for electric vehicles and hybrid electric vehicles. Odyne Corporation also jointly manufactures and sells plug-in hybrid electric buses and trucks with original equipment manufacturers of bus and truck bodies, including ground-up builds and modifications of existing vehicles. The company was founded in 2001 and is headquartered in Hauppauge, New York.

ODYC News:

October 29 - Odyne Corp. Completes a $3.2 Million Private Placement to Fund Working Capital Requirements

Odyne Corporation (OTCBB: ODYC), a clean technology company that develops advanced hybrid electric vehicle propulsion systems, announced that it had completed a private placement of 10% senior secured convertible notes and warrants to purchase common stock, and received gross proceeds in the amount of $3.2 million.

The net proceeds of the private placement will be used by Odyne for its working capital and capital expenditure requirements. The private placement was led by The Quercus Trust, which has been an investor in several small cap renewable energy companies. In addition, Odyne Chief Executive Officer Alan Tannenbaum, a former Lehman Brothers managing director, also invested in the private placement.

"This financing solidifies our working capital position and allows us to continue executing our business plan," says Mr. Tannenbaum. "We have three main product lines: PHEV systems for refuse and recycling trucks; PHEV systems for buses; and a PHEV system for aerial lift trucks for utility maintenance that we recently launched as a joint venture with Deuco Inc. Our objective for 2008 is to deliver reliable, effective, efficient PHEV systems for these platforms."

Odyne's notes and warrants were offered and sold in units only to "accredited investors," (as defined in Regulation D of the Securities Act). Each unit consisted of $100,000 principal amount of 10% senior secured convertible debentures and warrants to purchase shares of common stock at an exercise price of $.75 per share, subject to certain anti-dilution provisions.

The debentures bear interest at 10% percent per year, payable in cash or freely-tradable common stock at Odyne's option. The warrants are exercisable at any time and expire three years from issuance.

The securities sold in the private placement have not yet been registered under the Securities Act of 1933, as amended, and may not be offered or sold in the United States in the absence of an effective registration statement or exemption from registration requirements. As part of the private placement, Odyne agreed to file a registration statement with the U.S. Securities and Exchange Commission within 60 days after the final closing for purposes of registering the resale of the shares of common stock issuable upon the conversion of the notes and exercise of the warrants sold in the private placement. This press release does not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of these securities in any state in which such offer, solicitation or sale would be unlawful prior to the registration or qualification under the securities laws of any such state. Matrix USA LLC acted as placement agent for the transaction.

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At present, the networks as a new marketing channel has been more and more accepted by the people, online shopping has become nowadays many young people favor the consumption patterns. Drugs Although it is quite special, but it is also a commodity, its basic nature is still liquidity. Internet pharmacies as a new pharmaceutical distribution channels, might not desirable, on the contrary, there are also many advantages.n

To the consumer, the Internet medicines can save time, the drugs can access the full information, can purchase inexpensive medicines, the protection of personal privacy can last. The pharmaceuticals business, the sale of drugs can promote online business image, enterprises can make up for the lack of physical outlets, expanding in the share of the pharmaceutical market, but also maintain a lower cost of operation. While the government regulatory departments, the online drug transactions to reduce the flow of drugs in the areas, reducing the overall level of prices of medicines, and may even become the medicine go out of the country an important means. Thus, since 1999, the state started efforts to support and promote the development of e-commerce medicine, in October 2000 announced a list of the first batch of e-commerce pilot units, in February 2002 it also published the second installment. So far, China allowed in the operation of the Internet drug information service website There are 39. However, this 39 Most websites only to provide paid drugs information, the provision of drugs to face with the few retail services. In the advanced economies the United States, the number of online pharmacies more than 1000, online drug dealing activities were very active.

Experience America Online pharmacy

In order to strengthen the security of online pharmacies Control, the National Association of pharmacies Committee (National Association of Boards of Pharmacy, NABP) in the 1999 spring launched a VIPPS program (Verified Internet Pharmacy Practice Sites), on the Internet pharmacy certification. However, this measure is not mandatory, participants VIPPS-certified online pharmacies are completely voluntary. VIPPS-certified through online pharmacies must abide by the NABP developed a series of stringent standards (including permits, prescription drugs, practicing pharmacists, customer privacy, drug transport and storage, and so on), and accept the supervision of NABP. Then, these online pharmacies will be allowed in its home page to add a prominent position for a VIPPS logo hyperlinks to help the public identify those legitimate and illegitimate online pharmacies. Through this link, the public can enter the NABP s website to find out the basic situation of the pharmacy. Online prescription drug sales are usually considered to be an unsafe act, but through VIPPS-certified online pharmacies able to obtain prescription drugs online sales of the legitimate right.n

NABP taken measures to ensure that the requirements of online sales of prescription drugs safety.

When entering the nation s largest online drug sales Drugstore.com, one of the Home, the first to feel the United States is diversified business model pharmacies also were brought to the Internet. Drugstore.com able to provide products from pharmaceuticals to the fitness equipment to the print magazines, everything. Of course, and most of the health-related.n

Usually the price of these drugs than the market price 20% lower to 30%. At the same time, Drugstore. Com will be held from time to time some promotional activities, then customers will be able to enjoy more discounts. Its sale would be optional, in order to help customers to make a decision, Drugstore.com provide information in addition to prices of medicines, including the use of drugs, usage, adverse reactions, warnings, cross-reactivity, storage, as well as overdose or missed service, such as measures to be taken.

For those who need to buy prescription drugs customers can adopt the following four ways to submit prescription Drugstore.n

Drugstore.com and the original customer contact pharmacies to obtain prescription (in the United States, patients and neighboring pharmacies have established long-term contacts with the patient s pharmacy of their basic information, and historical prescription). About received prescriptions in the week of time, Drugstore.com will be in the hands of drugs sent to the customer.

Drug costs in paying, customers can choose to pay or by insurance companies paying. Drugstore.com and the United States most of the medical insurance provider established contacts. Just as in ordinary pharmacies, medicines, Drugstore.com customers can also use their own medical insurance payments. For those who do not have medical insurance or pay customers choice, Drugstore.com can provide more drugs for their discounts.

When the prescription in order to save money, customers can authorize Drugstore.com alternative prescription drugs used in imitation of patented drugs. In other words, Drugstore.com pharmacists practicing in examining prescription at the same time will use the knowledge Pharmacoeconomic evaluation of the prescription, when found in the expensive prescription drugs have effects similar patent is cheaper generic alternative, it would amend the prescription. As a result, many can help customers in the money.

Apart from the sale of drugs, Drugstore.

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